In the event of an internal or external significant business disruption we have taken the following additional steps to further protect you. We have arranged with an emergency partner firm, a firm like ours, to respond to your questions, and allow you to sell your securities if due to a business disruption we are unable to do so. In that case, we will temporarily share your account information with Sage Rutty & Co., Inc. so that they can service or maintain your account. You will be directed to our emergency partner firm by our phones being forwarded to Sage Rutty & Co., Inc. or by sending you a phone number and e-mail for them, and our web site will give you their contact information.